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Navigating Downsizing in the Canadian Real Estate: A Conversation with Anthony Tiburzi

Welcome to our latest blog post, where we delve into the intricacies of downsizing homes in the Canadian real estate market. In this insightful conversation between Matthew Regan, founder of The Regan Team, and Anthony Tiburzi, a seasoned sales partner, we explore the multifaceted aspects of downsizing your home.

From understanding the motivations behind downsizing to overcoming emotional barriers and practical considerations, this article provides valuable insights and expert advice for anyone embarking on the journey of downsizing home.

Whether you are contemplating a lifestyle change, transitioning into retirement, or seeking a more manageable space, join us as we navigate the path to downsizing with confidence.

Understanding the Motivation Behind Downsizing

Matthew and Anthony explored the various reasons why individuals choose to downsize homes. Whether it’s transitioning into retirement, empty nesting, or seeking a new lifestyle, the decision to downsize often involves deep-rooted emotions and practical considerations.

Exploring Community Amenities

When it comes to downsizing, Matthew Regan’s curiosity sparks an important discussion with Anthony Tiburzi about every factor that individuals prioritize. Anthony’s insight highlights the complexity of this decision-making process.

He emphasizes that beyond just practical needs like healthcare and groceries, prospective downsizers also seek community amenities such as places of worship and daycares. Anthony stresses the significance of guiding clients towards the community aspects they value most.

Furthermore, Matthew delves into the daunting challenge of choosing a new location, acknowledging the overwhelming uncertainty, many face. Anthony concurs, recognizing that selecting a new area is often a primary concern for downsizers. He mentions the growing popularity of areas like Burlington and Bronte in the GTA, but emphasizes the importance of personal exploration.

Anthony encourages individuals to venture out, explore potential neighbourhoods, and conduct firsthand research. His advice resonates with the proactive approach adopted by many downsizers, who understand that finding the right community involves actively engaging with the process.

Overcoming Emotional Barriers

Matthew and Anthony addressed common emotional barriers that hinder the downsizing process. From reluctance to move into a condo to sentimental attachments to the family home, Anthony highlighted the need for empathy and support in helping individuals navigate these challenges.

By providing guidance and connecting clients with relevant services, The Regan Team aims to ease the emotional transition of downsizing.

Empowering Homeowners Through Personalized Support

In response to Matthew’s concerns about the downsizing process, Anthony Tiburzi provides invaluable insights, focusing on the homeowner’s needs and preferences.

Navigating Logistical Matters with Care

Acknowledging the practical challenges involved in downsizing a home, Anthony emphasizes the importance of handling logistical aspects with sensitivity. He reassures Matthew that whether it’s organizing showings or managing photography services, the process has to be executed with meticulous attention to detail and respect for the homeowner’s privacy.

Tailoring Solutions to Individual need

Recognizing the significance of addressing each client’s unique situation, Anthony stresses the importance of offering personalized solutions. He emphasizes Matthew that communication options should be flexible, allowing clients to engage in a manner that aligns with their comfort level and preferences.

Matthew reflects on the key takeaway from their conversation, the importance of prioritizing the homeowner’s needs and concerns. He emphasizes the team’s high level commitment to tailoring the process to each client’s preferences, ensuring a personalized and seamless experience. Anthony agrees, affirming that supporting clients through the emotional and practical aspects of downsizing is paramount to the team’s approach.

Navigating the path to downsizing requires a tailored approach that addresses the unique circumstances of each homeowner. With expert guidance and personalized support, individuals can embark on this journey with confidence knowing that they have the best real estate agents by their side every step of the way.

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Anthony Tiburzi

Sales Representative - Senior Associate

Anthony Tiburzi is a highly skilled real estate professional with extensive experience in the luxury market across Oakville and the Greater Toronto Area. Known for his detail-oriented, action-driven approach, Anthony combines strategic thinking with a relentless focus on results. His expertise in negotiation ensures that clients secure the best possible deals, whether buying or selling. With a “go the extra mile” mentality, he consistently exceeds client expectations, providing unparalleled service throughout every step of the process.

As part of Regan Irish & Associates, Anthony leverages his high-level thinking and deep market knowledge to guide clients in making informed, strategic decisions in the dynamic luxury real estate market. His dedication to excellence, combined with a client-first philosophy, makes him a trusted advisor in the GTA’s competitive real estate landscape.

More About Anthony
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FALL MARKET KICKOFF: September 2025 Real Estate Market Update

As summer winds down, the Greater Toronto Area (GTA) real estate market is shifting once again—this time with an important boost from the Bank of Canada’s recent interest rate cut. On September 17, 2025, the Bank lowered its policy interest rate to 2.5%, marking a significant move that is expected to reinvigorate buying activity across the region.

📊Market Snapshot: August 2025 (TRREB)

According to the Toronto Regional Real Estate Board (TRREB), August brought encouraging signs of stability:

  • Sales: 6,232 transactions across the GTA, a 4.6% increase from August 2024.
  • New Listings: 13,119, down slightly year-over-year, helping balance supply.
  • Average Selling Price: $982,880, nearly flat compared to last year (+0.4%).
  • Trend: Balanced conditions are giving both buyers and sellers room to maneuver, with the recent rate cut expected to stimulate fall demand.

City & Regional Highlights

Toronto 🏙️

Toronto continues to see steady demand for condos and townhomes, appealing to buyers looking for affordability in the core. Detached homes are moving more cautiously, but price stability suggests confidence returning to the market.

Mississauga 🌆

Mississauga remains a buyer-friendly market, especially in the detached and semi-detached segments. With borrowing costs easing, families upsizing or relocating may find strong value in the fall.

Oakville 🌳

Luxury demand in Oakville is regaining traction. The combination of limited inventory and lower financing costs positions this market for an active fall season, especially for executive homes and lakefront properties.

Burlington 🌊

Burlington continues to attract buyers migrating west from Toronto. The city’s blend of affordability, lifestyle, and community feel has kept prices steady and competitive.

Muskoka 🛶

Cottage country remains strong, with buyers eyeing investment properties and second homes. While activity softened slightly through the summer, the rate drop could encourage more buyers to act before year-end.

What This Means for Buyers & Sellers

With interest rates now at their lowest level in two years, affordability is improving across the GTA and Muskoka. Buyers who were waiting on the sidelines are expected to re-enter the market this fall, while sellers may benefit from increased competition for well-priced homes.


At Regan Irish & Associates, we specialize in helping clients navigate market shifts with confidence. Whether you’re buying a luxury home, selling a family property, or investing in Muskoka, our market insight and negotiation expertise ensure you get the best results.

📍 1320 Cornwall Rd Unit 103, Oakville, ON L6J 7W5
📞 905.842.7677

🌐 Visit reganirish.com——

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August 2025 GTA Real Estate Market Update | Regan Irish

The August 2025 GTA Real Estate Market Update reflects renewed momentum and affordability in Toronto, Oakville, Mississauga, Burlington, and Muskoka. Thanks to steady interest rates and appealing home prices, July proved surprisingly dynamic. Let’s dig into the numbers and what they mean for you.


Interest Rates Remain Stable — Affordability Fueling Activity

In July 2025, the Bank of Canada maintained its key rate at 2.75%, its third consecutive pause. With lower borrowing costs now more accessible, affordability is encouraging a wave of renewed buyer activity.


GTA Market Overview: Sales Surge, Prices Slightly Dip

  • Home Sales: 6,100+ transactions region-wide, marking a 10.9% increase YoY and the strongest July since 2021.
  • Month-over-Month: Seasonally adjusted sales rose 13% from June to approximately 5,744 units, the biggest monthly gain in nine months.
  • New Listings: Up 5.7% YoY, totaling 17,613 new offers.
  • Price Trends:
    • The MLS® Home Price Index (HPI) Composite Benchmark fell 5.4% YoY.
    • The average GTA selling price dropped 5.5% YoY to around $1,051,719.
    • Word on the street indicates the HPI drifted slightly lower—about $979,000, down 0.2% from June.

What It Adds Up To: Buyers are back in force—sales are outpacing new listings while prices softened, creating renewed market opportunities.


City Highlights

Toronto

A more balanced landscape—but some segments remain soft. Condos and detached homes see inventory rising; semis are steadier.

Oakville, Mississauga, Burlington & Muskoka

While TRREB doesn’t break down by city in these reports, regional trends suggest:

  • Mississauga & Burlington: Strong rise in listings and dipping average prices give buyers leverage.
  • Oakville: Stability in demand for luxury keeps discounts modest.
  • Muskoka: Continued strong interest in sub-$2M waterfront properties should benefit from broader GTA momentum.

What This Means for You

  • For Buyers:
    Renewed affordability, rising inventory, and favorable interest rates make August a prime time to move.
  • For Sellers:
    A more balanced market—strategic pricing and quick response will be key to success.
  • For Investors & Cottage Buyers:
    Strong July sales in the GTA point to increasing investor interest; Muskoka remains a high-value lifestyle and investment destination.

Work With the GTA Real Estate Experts

Whether you’re planning to buy a Muskoka cottage, invest in a luxurious Oakville property, or explore options across Toronto, Mississauga, or Burlington, now is the time to act.

Regan Irish & Associates specializes in luxury, resale, and investment properties across the GTA and Muskoka. Our market insight and negotiation skills help you get the best results—whether buying, selling, or investing.

📍 1320 Cornwall Rd Unit 103, Oakville, ON L6J 7W5
📞 905.842.7677
🌐 Visit reganirish.com

💼 Let’s make today’s market your opportunity—contact us today!

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Ultimate Guide to Downsizing Your Home in Canada

Downsizing is on the rise across Canada, with more homeowners seeking simpler, more affordable living. This guide explores why and when to downsize, how to plan the move, and what to consider when choosing your next home.