Regan Irish & Associates
Real Estate Blog

Oakville’s Kerrfest 2018!

The 5th annual Kerrfest gets underway on Friday evening, September 7th in Westwood Park which is just east of Kerr Street and north of Rebecca Street in Central Oakville. This free,3 day outdoor festival has attracted well known performers over the years including Loverboy, Jim Cuddy, April Wine, Steven Page and many more. Opening ceremonies for the weekend event commence at 5:50 p.m. There will be 3 musical acts prior to Friday evening’s headliner, Trooper, taking the stage at 9:30 p.m.

Fans of 70’s era music will recall some of Trooper’s hit songs such as “We’re Here for a Good Time (Not a Long Time), “Raise a Little Hell”, “Pretty Lady”, among others. Their 10 studio albums have earned multiple gold and platinum awards. Along the way they won a Juno Award for Band of the Year and have been acknowledged as the best performing band in Canada!

On Saturday evening, September 8th, Kim Mitchell, best known for his hit song “Patio Lanterns” will headline. During his long career as a rock musician he has won 3 Junos and has toured the largest venues in Canada.

This year there will be a Kids Playzone, a skateboard competition and a classic car display. On Sunday afternoon Kerrfest Kids will take the stage and there will be a sing along with Jack & Cosmmia Grunsky, Splash & Boots and more!

Eat, drink and dance through the unique streets of trendy Kerr Village! Patios will be bustling and the merchants will have special offers for every age and taste. Parking will be at a premium and the Kerrfest Shuttle Bus will run every 8 minutes between the Oakville GO station to Westwood Park during the concert hours.

KERR FEST.

Kerr Village and the surrounding area is a vibrant community with a welcoming eclectic vibe that is attracting young families and millennials in droves. Its urban revitalization is served well by its small town hospitality. It is becoming quite the ‘foodie’ destination as well! Aromatic coffee shops, ethnic eateries, fine dining, specialty food shops and bakeries have made Kerr Village their ‘home’. The street’s newest addition is ‘The Sweetest Thing’ (thesweetestthing.ca), easily recognizable by its azure blue façade.

Experience all that Kerr Village has to offer the weekend of September 7th – 9th!

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Alex Irish

CEO & Team Leader - Sales Representative

Alex Irish has been a leading force in real estate for over thirty years, establishing a reputation as one of Oakville’s most respected and successful realtors. Known for her unwavering work ethic and ethical approach, Alex consistently ranks among the top producers in the industry.

Her commitment to client satisfaction is unparalleled, exemplified by her signature concierge service that ensures each client receives personalized and dedicated attention. In late 2016, Alex embraced a new chapter as the Team Leader of Alex Irish & Associates, where she could uphold the high standards of service that have defined her career.

In 2024, Alex expanded her team’s reach by merging with the Regan team to create Regan Irish & Associates, forming a dynamic new firm that blends the strengths of both businesses. This partnership not only enhances their services but also provides clients with greater resources and an expanded network, all while preserving the personal, relationship-driven approach that clients have come to trust.

Alex’s insights on real estate trends are highly sought after, and she has been featured in prominent publications such as the New York Times and Globe & Mail. A certified luxury marketing specialist, she has received numerous accolades throughout her career and frequently speaks at industry conferences.

Every February, Alex and her team at Regan Irish & Associates participate in the Kindness Tour, a tradition launched in 2017. During this month-long initiative, the entire team supports 28 local charities, embodying the company’s commitment to community. In recognition of their efforts, they were nominated for a Community Spirit Award.

At the heart of Alex’s philosophy is the belief in “doing ordinary things extraordinarily well.” She is deeply committed to building lifelong client relationships and takes pride in mentoring a dedicated team of agents while continuing to actively sell real estate.

More About Alex
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Rate Cut Ignites GTA Real Estate

📊 Market Snapshot

The Toronto Regional Real Estate Board (TRREB) September 2025 Market Watch report shows early signs of a GTA rebound.

  • 5,592 sales, up 8.5% YoY
  • 19,260 new listings, +4% YoY
  • Average price ≈ $1,059,377, down 4.7% YoY
  • MLS® HPI ↓ 5.5% YoY
  • Sales up MoMlistings down MoM → tighter market forming

These numbers point to a slow but steady market recovery. But what’s really fueling the conversation now is the Bank of Canada’s latest decision.


🏦 Bank of Canada’s October 2025 Interest Rate Decision

On October 29 2025, the Bank of Canada cut its policy rate by 25 basis points to 2.25% — the second consecutive cut and the lowest level since 2022.
The Bank signaled that this may mark the end of its easing cycle unless inflation weakens further.

🔹 Why it matters:

  • Borrowing costs drop, boosting affordability for buyers.
  • Confidence returns to sellers and investors after months of hesitation.
  • Refinancing and investment opportunities reopen for savvy property owners.

In short, this move has re-energized housing markets across Toronto, Mississauga, Oakville, Burlington, and even Muskoka, where buyers and investors had been waiting for the right signal.


🏡 What Buyers Should Do Now

  • Act strategically: With rates lower and listings up, this is a golden moment to negotiate.
  • Get pre-approved quickly — competition could ramp up by early 2026.
  • Focus on quality locations like south Oakville, Lorne Park (Mississauga), and core Burlington — where long-term equity growth outperforms.
  • For investors: Explore Muskoka vacation homes or rental-ready units before rising demand drives prices back up.

🏠 What Sellers Should Know

  • Sales are rising despite lower average prices — buyers are re-entering the market.
  • Presentation and pricing are everything. Professional staging, premium photography, and data-backed pricing attract serious offers.
  • Upsizing or downsizing? With lower mortgage costs, you can move equity efficiently while conditions remain favourable.
  • Luxury sellers: Demand for turnkey listings is picking up again — especially in Oakville and Mississauga.

🌍 Local Insights

Mississauga & Oakville: Still among the GTA’s most resilient sub-markets. Expect balanced conditions through Q4 2025.
Burlington: Family buyers are back — affordability plus lifestyle make it a top performer.
Toronto: Core condos are stabilizing; investors are returning to well-located downtown units.
Muskoka: Cottage and short-term rental demand remains strong — ideal for diversification and passive-income seekers.


💡 Investor Takeaway

With the policy rate at 2.25% and inflation under control, investment real estate looks compelling again. Expect:

  • Better cash-flow margins with cheaper financing
  • Gradual price stabilization through 2026
  • Long-term upside as population growth and housing supply constraints persist

🧭 What To Do Next

  • Buyers: Review your mortgage options now — lenders are updating rates.
  • Sellers: Get a current market evaluation to plan your listing window.
  • Investors: Compare cap rates and projected yields across GTA vs Muskoka.

Need a strategy tailored to your goals? Let’s make your next move your smartest yet.


📞 About Regan Irish & Associates

We specialize in luxury homes, resale properties, and investment real estate across the GTA and Muskoka. Our team’s market insight and negotiation expertise deliver results — whether you’re upsizing, downsizing, or investing.

📍 1320 Cornwall Rd Unit 103, Oakville ON L6J 7W5
📞 905-842-7677
🌐 reganirish.com


📣 Call to Action

The market has shifted — don’t wait for the crowd.
Contact Regan Irish & Associates today for a personalized market plan that helps you buy, sell or invest with confidence in Mississauga, Oakville, Toronto, Burlington or Muskoka.

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FALL MARKET KICKOFF: September 2025 Real Estate Market Update

As summer winds down, the Greater Toronto Area (GTA) real estate market is shifting once again—this time with an important boost from the Bank of Canada’s recent interest rate cut. On September 17, 2025, the Bank lowered its policy interest rate to 2.5%, marking a significant move that is expected to reinvigorate buying activity across the region.

📊Market Snapshot: August 2025 (TRREB)

According to the Toronto Regional Real Estate Board (TRREB), August brought encouraging signs of stability:

  • Sales: 6,232 transactions across the GTA, a 4.6% increase from August 2024.
  • New Listings: 13,119, down slightly year-over-year, helping balance supply.
  • Average Selling Price: $982,880, nearly flat compared to last year (+0.4%).
  • Trend: Balanced conditions are giving both buyers and sellers room to maneuver, with the recent rate cut expected to stimulate fall demand.

City & Regional Highlights

Toronto 🏙️

Toronto continues to see steady demand for condos and townhomes, appealing to buyers looking for affordability in the core. Detached homes are moving more cautiously, but price stability suggests confidence returning to the market.

Mississauga 🌆

Mississauga remains a buyer-friendly market, especially in the detached and semi-detached segments. With borrowing costs easing, families upsizing or relocating may find strong value in the fall.

Oakville 🌳

Luxury demand in Oakville is regaining traction. The combination of limited inventory and lower financing costs positions this market for an active fall season, especially for executive homes and lakefront properties.

Burlington 🌊

Burlington continues to attract buyers migrating west from Toronto. The city’s blend of affordability, lifestyle, and community feel has kept prices steady and competitive.

Muskoka 🛶

Cottage country remains strong, with buyers eyeing investment properties and second homes. While activity softened slightly through the summer, the rate drop could encourage more buyers to act before year-end.

What This Means for Buyers & Sellers

With interest rates now at their lowest level in two years, affordability is improving across the GTA and Muskoka. Buyers who were waiting on the sidelines are expected to re-enter the market this fall, while sellers may benefit from increased competition for well-priced homes.


At Regan Irish & Associates, we specialize in helping clients navigate market shifts with confidence. Whether you’re buying a luxury home, selling a family property, or investing in Muskoka, our market insight and negotiation expertise ensure you get the best results.

📍 1320 Cornwall Rd Unit 103, Oakville, ON L6J 7W5
📞 905.842.7677

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August 2025 GTA Real Estate Market Update | Regan Irish

The August 2025 GTA Real Estate Market Update reflects renewed momentum and affordability in Toronto, Oakville, Mississauga, Burlington, and Muskoka. Thanks to steady interest rates and appealing home prices, July proved surprisingly dynamic. Let’s dig into the numbers and what they mean for you.


Interest Rates Remain Stable — Affordability Fueling Activity

In July 2025, the Bank of Canada maintained its key rate at 2.75%, its third consecutive pause. With lower borrowing costs now more accessible, affordability is encouraging a wave of renewed buyer activity.


GTA Market Overview: Sales Surge, Prices Slightly Dip

  • Home Sales: 6,100+ transactions region-wide, marking a 10.9% increase YoY and the strongest July since 2021.
  • Month-over-Month: Seasonally adjusted sales rose 13% from June to approximately 5,744 units, the biggest monthly gain in nine months.
  • New Listings: Up 5.7% YoY, totaling 17,613 new offers.
  • Price Trends:
    • The MLS® Home Price Index (HPI) Composite Benchmark fell 5.4% YoY.
    • The average GTA selling price dropped 5.5% YoY to around $1,051,719.
    • Word on the street indicates the HPI drifted slightly lower—about $979,000, down 0.2% from June.

What It Adds Up To: Buyers are back in force—sales are outpacing new listings while prices softened, creating renewed market opportunities.


City Highlights

Toronto

A more balanced landscape—but some segments remain soft. Condos and detached homes see inventory rising; semis are steadier.

Oakville, Mississauga, Burlington & Muskoka

While TRREB doesn’t break down by city in these reports, regional trends suggest:

  • Mississauga & Burlington: Strong rise in listings and dipping average prices give buyers leverage.
  • Oakville: Stability in demand for luxury keeps discounts modest.
  • Muskoka: Continued strong interest in sub-$2M waterfront properties should benefit from broader GTA momentum.

What This Means for You

  • For Buyers:
    Renewed affordability, rising inventory, and favorable interest rates make August a prime time to move.
  • For Sellers:
    A more balanced market—strategic pricing and quick response will be key to success.
  • For Investors & Cottage Buyers:
    Strong July sales in the GTA point to increasing investor interest; Muskoka remains a high-value lifestyle and investment destination.

Work With the GTA Real Estate Experts

Whether you’re planning to buy a Muskoka cottage, invest in a luxurious Oakville property, or explore options across Toronto, Mississauga, or Burlington, now is the time to act.

Regan Irish & Associates specializes in luxury, resale, and investment properties across the GTA and Muskoka. Our market insight and negotiation skills help you get the best results—whether buying, selling, or investing.

📍 1320 Cornwall Rd Unit 103, Oakville, ON L6J 7W5
📞 905.842.7677
🌐 Visit reganirish.com

💼 Let’s make today’s market your opportunity—contact us today!