Tips on Getting the Most Money for Your House
When you’re selling your house, you’re looking to get the best return on an investment you made many years ago. Naturally, you’ll be trying to get the highest possible offer on your home, but, unfortunately, that’s easier said than done.
It’s essential to do your research before making any decisions. Here are five things that you should know about getting the most money for your home.
Tips on Getting the Most Money for Your HouseChoose the Best Home Listing Method
There are several different ways you can list your home for sale. According to an article isoldmyhouse.com wrote, each one has its own set of pros and cons, and some of them can help you get more for your house than others. Let’s take a brief look at a few of your options:
Traditional Real Estate Agents
A traditional real estate agent has access to professional marketing tools and has a significant amount of experience selling homes. Buying or selling a home with a trusted realtor like Alex irish and Associates is the best way to get the most from the sale of your home.
Flat Fee MLS Companies
There are certain similarities between Flat Fee MLS listings and listing your home as FSBO. Although it will cost you a small fee, most of the work still rests on you, the owner’s shoulders. Many sellers don’t list with a flat fee MLS as you will usually net less money not more.
For Sale By Owner
Selling your house yourself might mean that you’ll be saving a lot of money on commissions and fees. However, it might take a lot longer to make the sale if at all, and you won’t be able to spot a bad deal as quickly as an agent can.
Which One Is the Best?
Selling a home is a complicated process fraught with pitfalls that can cost a naive home buyer or seller more then they bargained for. The best route for a smooth, uncomplicated sale of your home is to to entrust the entire process to a professional real estate agent.
Understanding the Local Property Market
Researching and understanding your local market is critical before you decide to sell your house. To get an idea of how the property market is doing, you can try to gauge the average “Days on Market,” or DOM, for similar homes in your area.
For example, if houses are selling quickly, it probably means that there’s a strong demand for homes like yours. That’s called a “Seller’s Market”. You should also try to get information on local property prices. If the values are going up, it means that buyers are willing to pay more to live in your area.
Understanding these trends will help you decide if it’s an excellent time to sell, what your property may be worth, and how long you can expect to wait before getting an offer.
Choose the Best Time to Sell
Getting The Most For your House in OakvilleUnderstanding the property market will give you a much better chance of spotting the perfect time to sell. The prices in your area might be affected by seasonal trends or local developments.
Aside from the property market, it’s also important to consider your finances. Do you have enough to pay off your mortgage? Can you cover the cost of selling and moving? Consider all these questions carefully before you list your home for sale.
Set the Right Price
Is it time to sell your home?Before you can set a price, you’ll need to understand the local real estate market. You’ll have a better idea of your property’s value once you’ve done some research. If you’re still not sure, it’s best to get an assessor to give you an accurate estimate.
If you underprice your home, you risk losing a portion of your initial investment. On the other hand, overpricing your home means it might not sell. If you start lowering the price, it’ll create the impression that there’s something wrong with the property, causing potential buyers to lose interest.
The Highest Offer Isn’t Always the Best Offer
Always look at the contract first. If you receive a high offer, it’s only natural to want to accept it as quickly as possible. However, these bids may often include contingencies and terms regarding home improvement in the contract.
If you don’t meet the terms, the sale is forfeit, leaving you high and dry. Consider each offer carefully – and thoroughly – before making a final decision.
Final Word
When Your Home Is Represented By Alex Irish & Associates, It Benefits From RE/MAX’s Exclusive And Strategic Marketing Platform. Our Local Expertise Plus National And Global Connections Ensure More Exposure For Your Home, Resulting In The Best Possible Price For Your Property.
Whether You Are Considering Selling Or Leasing A Home Or Condo, Alex Irish & Associates Offer An Unparalleled Level of Service, Discretion And Marketing Regardless Of Price Point Or Locale.
Alex Irish
CEO & Team Leader - Sales Representative
Alex Irish has been a leading force in real estate for over thirty years, establishing a reputation as one of Oakville’s most respected and successful realtors. Known for her unwavering work ethic and ethical approach, Alex consistently ranks among the top producers in the industry.
Her commitment to client satisfaction is unparalleled, exemplified by her signature concierge service that ensures each client receives personalized and dedicated attention. In late 2016, Alex embraced a new chapter as the Team Leader of Alex Irish & Associates, where she could uphold the high standards of service that have defined her career.
In 2024, Alex expanded her team’s reach by merging with the Regan team to create Regan Irish & Associates, forming a dynamic new firm that blends the strengths of both businesses. This partnership not only enhances their services but also provides clients with greater resources and an expanded network, all while preserving the personal, relationship-driven approach that clients have come to trust.
Alex’s insights on real estate trends are highly sought after, and she has been featured in prominent publications such as the New York Times and Globe & Mail. A certified luxury marketing specialist, she has received numerous accolades throughout her career and frequently speaks at industry conferences.
Every February, Alex and her team at Regan Irish & Associates participate in the Kindness Tour, a tradition launched in 2017. During this month-long initiative, the entire team supports 28 local charities, embodying the company’s commitment to community. In recognition of their efforts, they were nominated for a Community Spirit Award.
At the heart of Alex’s philosophy is the belief in “doing ordinary things extraordinarily well.” She is deeply committed to building lifelong client relationships and takes pride in mentoring a dedicated team of agents while continuing to actively sell real estate.
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Rate Cut Ignites GTA Real Estate
Market Snapshot
The Toronto Regional Real Estate Board (TRREB) September 2025 Market Watch report shows early signs of a GTA rebound.
- 5,592 sales, up 8.5% YoY
- 19,260 new listings, +4% YoY
- Average price ≈ $1,059,377, down 4.7% YoY
- MLS® HPI ↓ 5.5% YoY
- Sales up MoM, listings down MoM → tighter market forming
These numbers point to a slow but steady market recovery. But what’s really fueling the conversation now is the Bank of Canada’s latest decision.
Bank of Canada’s October 2025 Interest Rate Decision
On October 29 2025, the Bank of Canada cut its policy rate by 25 basis points to 2.25% — the second consecutive cut and the lowest level since 2022.
The Bank signaled that this may mark the end of its easing cycle unless inflation weakens further.
Why it matters:
- Borrowing costs drop, boosting affordability for buyers.
- Confidence returns to sellers and investors after months of hesitation.
- Refinancing and investment opportunities reopen for savvy property owners.
In short, this move has re-energized housing markets across Toronto, Mississauga, Oakville, Burlington, and even Muskoka, where buyers and investors had been waiting for the right signal.
What Buyers Should Do Now
- Act strategically: With rates lower and listings up, this is a golden moment to negotiate.
- Get pre-approved quickly — competition could ramp up by early 2026.
- Focus on quality locations like south Oakville, Lorne Park (Mississauga), and core Burlington — where long-term equity growth outperforms.
- For investors: Explore Muskoka vacation homes or rental-ready units before rising demand drives prices back up.
What Sellers Should Know
- Sales are rising despite lower average prices — buyers are re-entering the market.
- Presentation and pricing are everything. Professional staging, premium photography, and data-backed pricing attract serious offers.
- Upsizing or downsizing? With lower mortgage costs, you can move equity efficiently while conditions remain favourable.
- Luxury sellers: Demand for turnkey listings is picking up again — especially in Oakville and Mississauga.
Local Insights
Mississauga & Oakville: Still among the GTA’s most resilient sub-markets. Expect balanced conditions through Q4 2025.
Burlington: Family buyers are back — affordability plus lifestyle make it a top performer.
Toronto: Core condos are stabilizing; investors are returning to well-located downtown units.
Muskoka: Cottage and short-term rental demand remains strong — ideal for diversification and passive-income seekers.
Investor Takeaway
With the policy rate at 2.25% and inflation under control, investment real estate looks compelling again. Expect:
- Better cash-flow margins with cheaper financing
- Gradual price stabilization through 2026
- Long-term upside as population growth and housing supply constraints persist
What To Do Next
- Buyers: Review your mortgage options now — lenders are updating rates.
- Sellers: Get a current market evaluation to plan your listing window.
- Investors: Compare cap rates and projected yields across GTA vs Muskoka.
Need a strategy tailored to your goals? Let’s make your next move your smartest yet.
About Regan Irish & Associates
We specialize in luxury homes, resale properties, and investment real estate across the GTA and Muskoka. Our team’s market insight and negotiation expertise deliver results — whether you’re upsizing, downsizing, or investing.
1320 Cornwall Rd Unit 103, Oakville ON L6J 7W5
905-842-7677
reganirish.com
Call to Action
The market has shifted — don’t wait for the crowd.
Contact Regan Irish & Associates today for a personalized market plan that helps you buy, sell or invest with confidence in Mississauga, Oakville, Toronto, Burlington or Muskoka.
FALL MARKET KICKOFF: September 2025 Real Estate Market Update
As summer winds down, the Greater Toronto Area (GTA) real estate market is shifting once again—this time with an important boost from the Bank of Canada’s recent interest rate cut. On September 17, 2025, the Bank lowered its policy interest rate to 2.5%, marking a significant move that is expected to reinvigorate buying activity across the region.
Market Snapshot: August 2025 (TRREB)
According to the Toronto Regional Real Estate Board (TRREB), August brought encouraging signs of stability:
- Sales: 6,232 transactions across the GTA, a 4.6% increase from August 2024.
- New Listings: 13,119, down slightly year-over-year, helping balance supply.
- Average Selling Price: $982,880, nearly flat compared to last year (+0.4%).
- Trend: Balanced conditions are giving both buyers and sellers room to maneuver, with the recent rate cut expected to stimulate fall demand.
City & Regional Highlights
Toronto 
Toronto continues to see steady demand for condos and townhomes, appealing to buyers looking for affordability in the core. Detached homes are moving more cautiously, but price stability suggests confidence returning to the market.
Mississauga 
Mississauga remains a buyer-friendly market, especially in the detached and semi-detached segments. With borrowing costs easing, families upsizing or relocating may find strong value in the fall.
Oakville 
Luxury demand in Oakville is regaining traction. The combination of limited inventory and lower financing costs positions this market for an active fall season, especially for executive homes and lakefront properties.
Burlington 
Burlington continues to attract buyers migrating west from Toronto. The city’s blend of affordability, lifestyle, and community feel has kept prices steady and competitive.
Muskoka 
Cottage country remains strong, with buyers eyeing investment properties and second homes. While activity softened slightly through the summer, the rate drop could encourage more buyers to act before year-end.
What This Means for Buyers & Sellers
With interest rates now at their lowest level in two years, affordability is improving across the GTA and Muskoka. Buyers who were waiting on the sidelines are expected to re-enter the market this fall, while sellers may benefit from increased competition for well-priced homes.
At Regan Irish & Associates, we specialize in helping clients navigate market shifts with confidence. Whether you’re buying a luxury home, selling a family property, or investing in Muskoka, our market insight and negotiation expertise ensure you get the best results.
1320 Cornwall Rd Unit 103, Oakville, ON L6J 7W5
905.842.7677
Visit reganirish.com——
August 2025 GTA Real Estate Market Update | Regan Irish
The August 2025 GTA Real Estate Market Update reflects renewed momentum and affordability in Toronto, Oakville, Mississauga, Burlington, and Muskoka. Thanks to steady interest rates and appealing home prices, July proved surprisingly dynamic. Let’s dig into the numbers and what they mean for you.
Interest Rates Remain Stable — Affordability Fueling Activity
In July 2025, the Bank of Canada maintained its key rate at 2.75%, its third consecutive pause. With lower borrowing costs now more accessible, affordability is encouraging a wave of renewed buyer activity.
GTA Market Overview: Sales Surge, Prices Slightly Dip
- Home Sales: 6,100+ transactions region-wide, marking a 10.9% increase YoY and the strongest July since 2021.
- Month-over-Month: Seasonally adjusted sales rose 13% from June to approximately 5,744 units, the biggest monthly gain in nine months.
- New Listings: Up 5.7% YoY, totaling 17,613 new offers.
- Price Trends:
- The MLS® Home Price Index (HPI) Composite Benchmark fell 5.4% YoY.
- The average GTA selling price dropped 5.5% YoY to around $1,051,719.
- Word on the street indicates the HPI drifted slightly lower—about $979,000, down 0.2% from June.
What It Adds Up To: Buyers are back in force—sales are outpacing new listings while prices softened, creating renewed market opportunities.
City Highlights
Toronto
A more balanced landscape—but some segments remain soft. Condos and detached homes see inventory rising; semis are steadier.
Oakville, Mississauga, Burlington & Muskoka
While TRREB doesn’t break down by city in these reports, regional trends suggest:
- Mississauga & Burlington: Strong rise in listings and dipping average prices give buyers leverage.
- Oakville: Stability in demand for luxury keeps discounts modest.
- Muskoka: Continued strong interest in sub-$2M waterfront properties should benefit from broader GTA momentum.
What This Means for You
- For Buyers:
Renewed affordability, rising inventory, and favorable interest rates make August a prime time to move. - For Sellers:
A more balanced market—strategic pricing and quick response will be key to success. - For Investors & Cottage Buyers:
Strong July sales in the GTA point to increasing investor interest; Muskoka remains a high-value lifestyle and investment destination.
Work With the GTA Real Estate Experts
Whether you’re planning to buy a Muskoka cottage, invest in a luxurious Oakville property, or explore options across Toronto, Mississauga, or Burlington, now is the time to act.
Regan Irish & Associates specializes in luxury, resale, and investment properties across the GTA and Muskoka. Our market insight and negotiation skills help you get the best results—whether buying, selling, or investing.
1320 Cornwall Rd Unit 103, Oakville, ON L6J 7W5
905.842.7677
Visit reganirish.com
Let’s make today’s market your opportunity—contact us today!